Supplement Triage

Property Supplements Hit Your Desk Decision-Ready.

We take the mess between submission and payment. You get a clean triage report and draft estimate. Your adjusters stay in the decision seat.

Get Sample Report

The Problem

The Mud in the Middle

Every supplement that lands on your desk comes with the same baggage: disorganized photo dumps, estimates in different formats, code citations that may or may not apply, and line items that overlap.

Your desk adjusters have to untangle all of it while juggling policy, construction realities, building codes, and pricing. Every file is a context switch. Every reopen adds days, dollars, and pressure on your best people.

Most carriers solve this with their most experienced adjusters. That doesn't scale.

The Reports

From Chaos to Decision Ready

Triage Report

Every supplement, same format. A summary page with key flags. A line by line breakdown tied to photos, code references, and your guidelines. Clear recommendations on each item.

Draft Estimate

Updated estimate file ready for Xactimate or Symbility. Approved items already structured. Your adjuster reviews, applies judgment, and issues payment — without rebuilding the file.

Intake

We receive the full supplement package. Estimates, photos, code docs, invoices. However messy it arrives.

AI Validation

Our rules engine and AI parse line items, map them to structures and photos, flag gaps, and cross reference guidelines.

Expert Review

Former carrier adjusters and contractor side professionals review every file. Validating legitimate vs inflation.

Delivery

You receive a standardized triage report and draft estimate within 24 hours. Your adjuster makes the final call.

Dual Expertise

Our team includes people who handled supplements at carriers and people who negotiated them for contractors. We know what legitimate looks like.

Validation, Not GenAI

We use deterministic logic and AI to organize and flag. Humans make the judgment calls. No black box estimates.

You Keep Authority

We prepare the decision. You make it. We never bind coverage or override guidelines. Your compliance standards stay fully intact.